Service You Can Trust


American Debt Association is a Non-Profit Community Service Agency in partnership with the American Credit Association and the US Debt Bureau. Our fundamental purpose is to help educate people who seek a financial solution to their overwhelming debt amounts. Our educational efforts reach thousands of individuals and families each year.

We understand the hardships that financial stress can bring, which is why we balance our relationship with key companies and Law Firms in the financial sector that effectively reduce high interest rates and lower monthly payments, therefore relieving you of overwhelming debt amounts.


Request Information


Our Instant Information Portal is designed to connect you with a reputable, established Debt Arbitration Corporation, or Law Firm. Many individuals find this a valuable tool to utilize while seeking a viable solution to their specific debt situation.

Our partners debt arbitration strategies have helped many Americans in need of debt relief. If you're ready to put an end to debt related problems, and want to avoid the negative effects of bankruptcy, call to speak with a professional Debt Negotiation Attorney or inquire online.


The New Bankruptcy Law


Public Law No: 109-8 Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Enacted April 20, 2005 Effective Monday October 17, 2005.

The new law requires those consumers seeking bankruptcy relief to get credit counseling from a nonprofit agency before filing. In addition, debtors have to complete an approved course on personal financial management before the final bankruptcy determination.